Try this one. Some info on consolidation types and common abuses.Is there any free website that will help you consolidate your debt or give financial advice?
The best resource I've found for giving solid, conservative financial advice is http://www.daveramsey.com. Dave is the host of a nationally syndicated radio talk show and the author of numerous New York Times best-selling books on personal finance. His latest book is titled Total Money Makeover. I highly recommend it for helping you gain the proper perspective of debt and how it relates to your future.
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